Abstract

Cryptocurrencies represents a new form of digital asset that functions through blockchain technology, aiming to serve as an instrument of exchange. Nevertheless, the uncertainties surrounding cryptocurrencies raise concerns about their intended functions. This study aimed at assessing factors that affect cryptocurrencies usage in Uganda. The study research framework was based on the Technology Acceptance Model (TAM) to examine the suggested assumptions. The methodology was grounded on the cross-sectional research design that Employed a survey questionnaire to collect primary data from 286 Ugandan respondents. The findings Indicates that the perceived usefulness and the perceived trust had a positive effect on Usage Behavior. However, perceived ease of use indicated an insignificant effect on Usage Behavior, the findings provide value to policymakers and cryptocurrencies' intermediaries to formulate policies and business strategies.

Keywords: Fintech, Cryptocurrencies, Perceived Usefulness, Perceived, Ease of Use, Perceived Trust, Behavior